Tomorrow not paying back student loans actually means something again. I don’t wanna go back to paying again but I’m not sure the ratio of debt strikers to student debt collector mafias is in our favor

  • MineDayOff [none/use name]@hexbear.netEnglish
    29·
    1 month ago

    My private loans didn’t sue me quick enough where I made it thru the statute of limitations in my state. Meaning if I never contact them, acknowledging the debt by inquiring, it can’t be verified and it’s done. The government loans tho, I’m boned

    • redsteel@lemmygrad.mlEnglish
      10·
      1 month ago

      Yeah the Federal shit doesn’t ever go away, they’ve become notorious for being one of the few (only?) types of debt that generally can’t be cancelled in a bankruptcy. I don’t know if you’re already aware of them, but try to get one of the income-based repayment plans for the Federal loans. I’ve been in the ‘below average’ and ‘below poverty’ brackets of income for years and have been on $0/month repayments the whole time.