The insurance company doesnt want or need to give you discounts. They are buying this data from companies like 23andme, after the professionals have indexed and prorated it. Telling the customer risks scandal, and buying from youmeans they need to process it in house. This back door pre analyzed data sharing keeps you in the dark, and your money in their pocket.

Med companies do not use this to develop the medication, they use it to change the price of existing meds based on your need. Diseases and disorders are not equally lethal. They are buying this data to get the information on how badly you need the drug, and alter the price accordingly.

They arent going to let anything stand in the way of their plans, they are already illegally collecting this information. More data makes this easier for them.