I’m frugal by nature. For most of my life I’ve always had enough savings to buy almost anything I want. Whenever I get a “bonus” from somewhere, I’m not even tempted to go on a spending spree - it doesn’t enable me to buy anything I couldn’t have already bought anyway. I’m way more excited about seeing the value of my investments go up than I would be about a new iPhone or whatever.

I live in an old house, wear old clothes, drive an old truck, never travel, never eat out, etc. I guess I just value different things than some other people. I’d rather be financially secure and look poor than the other way around.