I squeeze pennies so hard they need therapy and always have. I remember loaning money to my older siblings to buy game systems and fund dates.
Ever since I saw a documentary on the great depression and spoke to my grandmother about what it was like to live through it I started noticing that we as a country we’re not doing so great. I’ve been working and saving most of my money since I was in first grade, but by middle school I just decided to abstain from almost every kind of expense I could.
I’ve never struggled financially but that’s because I learned that you don’t need to buy much stuff if you make your own, can live on less, and have a pervasive crippling anxiety about the collapse of western civilization.
So yeah I’ve been running on the vibe “The Great depression is coming again and there’s no way I can save enough to be prepared”
This has earned me a meager modest lifestyle, but my family eats very well, has a clean home, and has plenty of modern luxuries and toys even if some of them might be a bit worn, rough around the edges, or unfashionable.
I didn’t have to learn to live on lentils but I did have to give up on things my parents found very accessible like restaurants, travel, new things, packaged food, college, free time, bars, weekends, my own room, cars, movie theaters, most museums and non-critical medical care.
So yeah, I guess compared to my peers I’m crushing it because in all of my frugality I managed to avoid racking up six figures of college debt! I’ll never own a house though.
that’s deeply sad :( you’ve denied yourself so much, and you still can’t even afford your own house. at that point why care? why not enjoy things like eating out, travel, or non-critical medical care?
if another great depression comes everyone will be fucked no matter their wealth. but most people will at least get to keep memories of little luxuries, whilst you already live like the world collapsed
im like him and im ok with it. Ill take a walk in nature or a little time with my wife or playing with the dog almost over anything more. A few more months of simple living is greater than a lifetime of frivolities to me.
i mean yeah of course, simple life is the best. but that guy sounds like he’s watching every coin go out of his pocket with fear, and so denies himself any and all luxury. even though when a great depression vol 2 hits all his savings will be rendered worthless, so it’d be better to use them now instead of watching them turn into kindling
Yeah I have thresholds. If I have enough coming in we ease the belt a bit but we are ususally looking for things we are trying to do and that helps. We had hoped to do some renovation by now and were saving for it and that is why we are surviving right now.
I’m not keeping it all in the bank, and I wouldn’t suggest you do either.
Instead I would suggest to invest in things that will become more expensive later. I know that sounds obvious but tools, equipment, canned and pantry good are not exactly flashy investments like stocks and bonds but there are ways to prepare.
…and if you rotate your back stock you’ll always have something to donate to somebody who needs it more than you. If you can maintain a reserve then there’s probably someone who needs it more than you do.
You don’t have to spend a lot to live richly. By making all of my own food I eat a wonderful variety of a healthy things everyday. All the food is fresh prepared by me, canned by me, or bespoke junk.
Besides, within walking distance of where I live now there are acres of wild grapes and raspberries and you can eat the fish from the water. The wild turkeys out here are comically inept, I bet I could harvest more than my family would ever need with a couple of rocks a day. They are such funny little creatures and none too bright but I did see one out run/hover a mountain lion.
I squeeze pennies so hard they need therapy and always have. I remember loaning money to my older siblings to buy game systems and fund dates.
Ever since I saw a documentary on the great depression and spoke to my grandmother about what it was like to live through it I started noticing that we as a country we’re not doing so great. I’ve been working and saving most of my money since I was in first grade, but by middle school I just decided to abstain from almost every kind of expense I could.
I’ve never struggled financially but that’s because I learned that you don’t need to buy much stuff if you make your own, can live on less, and have a pervasive crippling anxiety about the collapse of western civilization.
So yeah I’ve been running on the vibe “The Great depression is coming again and there’s no way I can save enough to be prepared”
This has earned me a meager modest lifestyle, but my family eats very well, has a clean home, and has plenty of modern luxuries and toys even if some of them might be a bit worn, rough around the edges, or unfashionable.
I didn’t have to learn to live on lentils but I did have to give up on things my parents found very accessible like restaurants, travel, new things, packaged food, college, free time, bars, weekends, my own room, cars, movie theaters, most museums and non-critical medical care.
So yeah, I guess compared to my peers I’m crushing it because in all of my frugality I managed to avoid racking up six figures of college debt! I’ll never own a house though.
im kinda like this but my retirement looks like its going to be the richest homeless man on the street.
that’s deeply sad :( you’ve denied yourself so much, and you still can’t even afford your own house. at that point why care? why not enjoy things like eating out, travel, or non-critical medical care?
if another great depression comes everyone will be fucked no matter their wealth. but most people will at least get to keep memories of little luxuries, whilst you already live like the world collapsed
im like him and im ok with it. Ill take a walk in nature or a little time with my wife or playing with the dog almost over anything more. A few more months of simple living is greater than a lifetime of frivolities to me.
i mean yeah of course, simple life is the best. but that guy sounds like he’s watching every coin go out of his pocket with fear, and so denies himself any and all luxury. even though when a great depression vol 2 hits all his savings will be rendered worthless, so it’d be better to use them now instead of watching them turn into kindling
Yeah I have thresholds. If I have enough coming in we ease the belt a bit but we are ususally looking for things we are trying to do and that helps. We had hoped to do some renovation by now and were saving for it and that is why we are surviving right now.
I’m not keeping it all in the bank, and I wouldn’t suggest you do either.
Instead I would suggest to invest in things that will become more expensive later. I know that sounds obvious but tools, equipment, canned and pantry good are not exactly flashy investments like stocks and bonds but there are ways to prepare.
…and if you rotate your back stock you’ll always have something to donate to somebody who needs it more than you. If you can maintain a reserve then there’s probably someone who needs it more than you do.
i appreciate the advice but i don’t want to live like tomorrow’s the apocalypse
if some form of collapse does happen i’ll just raw dog it
You don’t have to spend a lot to live richly. By making all of my own food I eat a wonderful variety of a healthy things everyday. All the food is fresh prepared by me, canned by me, or bespoke junk.
Besides, within walking distance of where I live now there are acres of wild grapes and raspberries and you can eat the fish from the water. The wild turkeys out here are comically inept, I bet I could harvest more than my family would ever need with a couple of rocks a day. They are such funny little creatures and none too bright but I did see one out run/hover a mountain lion.
making all my own food isn’t really feasable for me with my level of executive dysfunction. even one self made meal a day is a win