I mean it all starts with if you have kids are they likely to do as well or better than you. I think for any rational individuals if the answer is no then its not going to be something they are looking to do. If the answer is yes then its becomes am I stable enough and does the future looks stable enough for me to not only feed and house myself and my spouse but also these possible kids. Once again a no means the path is not taken. If both answers are yes then maybe some will do it but there are still some hold outs who are like. Will I be able to buy school supplies, birthday and holiday festivities and presents, just a bit of quality of life. They need another yes to go. With the no’s the only people who have kids are either those dumb enough not to ask the questions or to not use birth control properly or brainwashed by religion or such. Most of the time all three of those are concurrent.