MerfMerf

Unfortunately that sort of behaviour is common in many sectors where large companies subcontract with smaller companies.

The tactic basically created the whole factoring concept (buying invoices, or using invoices as security for a “loan”/credit).

Over here in Sweden it was construction companies that initially fuelled the development, and the large companies basically required very long payment terms (60+ days) from their subcontractors and then waited to the very last day to dispute the invoice by complaining on some part of the work, further delaying payment. A small subcontractor could often not front being out that much money (2+ months of salaries, materials and other operating costs, cost of fighting the dispute etc) and ended up going bust. Enter financial institutions buying (or “lending” with the invoice as security) the invoice, letting the subcontractor get paid immediately, but of course not the full amount since the factoring company wants to profit from the deal. The factoring companies being backed by large financial institutions (banks typically) have enough money that they can sit out those long payment terms and other “bullshit” since they know those large construction companies ARE good for the money they are owed EVENTUALLY.

Still carves into the margins for the small actors.

Får för en gångs skull vara nöjd med att haft omotiverad (fast just nu verkar det motiverat!) hög olust kring lån/skulder och därmed inte har ett enda lån.

Glad midsommar!

Meanwhile I’m here avoiding airbag related injuries by driving cars old enough not to have any. True big brain move right there if I do say so myself.

Är det bara jag som inte förstår hur ljudböcker kan kosta mer än Netflix?

Jag skulle gissa att det handlar om volymer. För att få ett attraktivt utbud behövs stor volym av olika böcker, vilket medför licenser man behöver betala för. Har man sedan en inte lika stor volym användare, så behöver priset per användare vara högre. Så har man ett sämre förhållande mellan volym licenser man behöver betala för och volym användare som ger intäkter i form av abbonnemang etc då behöver abbonnemangskostnaden bli högre.

Definitely not a fan of fixed unit sizes.

Free wargear I’m a bit more undecided on. I like just getting to kit to the teeth, and using options that usually are rarely worth the point cost. I also like that it is just simpler/quicker… Buuut, as tyere will be objectively better options that will always get picked and I don’t like not being able to just remove some equipment to fit a point limit and instead have to change whole units. The building blocks become much bigger, meaning list composition ends up more rigid which I don’t quite like.