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Cake day: 2024年9月6日

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  • For me the biggest reason to buy is simply quality of life. On paper, sure, renting comes with ease of mind. You don’t have to do maintenance and the landlord takes care of everything. However, the responsible landlord is the personal finance analog of the physicist’s spherical cow. Landlords are in the business to make a buck. They never do any maintenance unless absolutely forced to do so by either the law or market conditions. If the city isn’t going to condemn the property, and as long as they can keep it rented, they don’t give a damn. However, when something at the landlord’s house needs fixing, it’s undoubtedly fixed quickly and properly.

    I like owning a house because it ensures that I can actually have a pleasant place to live. Landlords have no incentive so keep their properties actually livable rather than just inhabitatable.


  • WoodScientist@lemmy.worldtome_irl@lemmy.worldme_irl
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    6 天前

    That’s not how fractional banking works. You’re confusing the economic concept of money supply with outright fraud.

    They don’t “create” money. Someone deposits $100. They take $80 or $90 of that and use it to make loans. This increases the overall supply of money in the economy. But there’s no printing press in the back office turning out notes. And they don’t do the same thing digitally. The only bank that’s allowed to literally poof money into existence is the Federal Reserve.












  • No. That isn’t how people lived. You call it “alms,” but alms had a specific definition. Giving alms was giving to poor beggars in the street. Taking care of your elders was not alms. It was just something you were culturally and often legally expected to do. The Ten Commandments include “honor thy father and mother.” In modern times, this tends to be read as “respect your elders.” But in premodern times, this really meant, “take care of your parents when they’re old.” It was such a societal obligation that it was a literal commandment from God.

    What really tended to happen was that children would take over family businesses, and then in turn support their parents when they could no longer work. Are you a farmer? You have kids. All of them help on the farm when they’re young, but most move out when they get married. One of your kids works on the farm into adulthood and keeps doing so on the understanding they’ll inherit the farm. You and they work on the farm until you’re too old to work. Then they take over, and you keep living on the farm in your elder years. In these final years, you help out with whatever chores or childcare for your grandkids that you can manage.

    Family businesses were the main form of retirement savings. You passed your farm, your shop, your workshop, etc to your kids. Then you lived with them in your final years. Agreeing to take care of you was a prerequisite to taking over the business.


  • There is simply no safe way to use a laser to destroy these things. Human eyes are more delicate than any electronic component. If the laser is powerful enough to destroy any component in the camera, random reflections will be a risk for any other person that happens to be in the area. All surfaces are both reflective and absorptive to some degree. All surfaces will reflect some of the laser light. Unless you’re pointing one of these high-powered lasers directly at an empty sky, there’s simply no way to use one of these lasers safely in public. Maybe if you were on some giant deserted ranch out in a rural area it would be fine. But forget about using one of these outdoors in any urban area.