The U.S. Justice Department has filed an antitrust lawsuit against Visa, alleging that the financial services behemoth uses its size and dominance to stifle competition in the debit card market, costing consumers and businesses billions of dollars.

The complaint filed Tuesday says Visa penalizes merchants and banks who don’t use Visa’s own payment processing technology to process debit transactions, even though alternatives exist. Visa earns an incremental fee from every transaction processed on its network.

According to the DOJ’s complaint, 60% of debit transactions in the United States run on Visa’s debit network, allowing it to charge over $7 billion in fees each year for processing those transactions.

  • assaultpotato@sh.itjust.works
    link
    fedilink
    arrow-up
    63
    ·
    1 month ago

    I can’t remember a period of time with so many anti-trust and other consumer protection lawsuits from the FTC and DOJ.

    Shame we got to this state, but Biden admin is deeply based.

    • IHawkMike@lemmy.world
      link
      fedilink
      arrow-up
      27
      ·
      1 month ago

      The FTC actions at least are because of Lina Khan and we better protect her. The billionaires are actively trying to get Kamala to drop her.

    • almar_quigley@lemmy.world
      link
      fedilink
      arrow-up
      26
      ·
      1 month ago

      That and the rise of the unions. It really feels like times in history we only learned about in school but never experienced before.

      • assaultpotato@sh.itjust.works
        link
        fedilink
        arrow-up
        10
        ·
        1 month ago

        Agreed. We’ve lost a lot of ground to the barons of the new world, but the swell of support for unions is a light in the darkness. As much as I have bad things to say about our society, I’m happy we live somewhere where we can push back without going to jail.

    • banshee@lemmy.world
      link
      fedilink
      arrow-up
      5
      arrow-down
      1
      ·
      1 month ago

      I’m so glad to see some progress at last.

      On a side note, I’m not sure what your last sentence means. I keep seeing people use the word “based” but I refuse to look it up 😄.

      • assaultpotato@sh.itjust.works
        link
        fedilink
        arrow-up
        13
        ·
        1 month ago

        “Based” is pre-zoomer (Gen Z/Alpha) gamer slang for “great”, with a slight connotation of oppositional greatness.

        Original gamer use may include describing use of the N word for memes as “based” as its a counter-cultural thing that gamers saw as good. Nowadays it’s pretty “normie-core” and any time something upsets the status quo in a positive way that might make opposition upset, is based.

        For example, Dark Brandon, a reimagining of the “let’s go Brandon” MAGA meme to be a progressive, anti-MAGA meme used as kind of a soft middle-finger to the right-wing internet, was incredibly based.

        • banshee@lemmy.world
          link
          fedilink
          arrow-up
          4
          ·
          1 month ago

          Thanks for the explanation. I’m in the Xennial cohort, and I never could develop an appreciation for gaming lexicons. I know every generation has their slang, but it does add some challenges with a broader audience.

              • knightly the Sneptaur@pawb.social
                link
                fedilink
                arrow-up
                1
                ·
                1 month ago

                Cultivate a fascination for neologism and you can be the old person that correctly and unironically uses modern slang to the horror of young people everywhere~

                Become the reason that kids have to find new words for things all over again and you’ll never run out of new material~

    • girlfreddy@lemmy.caOP
      link
      fedilink
      arrow-up
      9
      arrow-down
      5
      ·
      1 month ago

      I’d be blaming Reaganomics more than Biden, because that’s where this shitstorm started.

      • assaultpotato@sh.itjust.works
        link
        fedilink
        arrow-up
        19
        arrow-down
        1
        ·
        1 month ago

        I think you misunderstood.

        1. Shame we have so many horrid companies with so much power.
        2. Biden’s admin is amazing because I’ve never seen so many pro-consumer cases get filed.

        Medicine price negotiations, antitrust lawsuits, price gouging lawsuits, unfair fee lawsuits, etc. Biden admin FTC+DOJ have more teeth than I’ve ever seen.