tell the bank to mind its own business and keep all your deposits under the $10,000 reporting threshold but not in such a way that you are deliberately keeping it under that value so you’re not guilty of structuring. But also banks tell the IRS your account values regardless because interest is taxable so you might be fucked regardless if the IRS cares. Just be rich and use loopholes, or be too poor to pay taxes, or pay.
Just tell the bank you won it at rolling dice in the alleys or by day trading POGs at schoolyards.
tell the bank to mind its own business and keep all your deposits under the $10,000 reporting threshold but not in such a way that you are deliberately keeping it under that value so you’re not guilty of structuring. But also banks tell the IRS your account values regardless because interest is taxable so you might be fucked regardless if the IRS cares. Just be rich and use loopholes, or be too poor to pay taxes, or pay.